How to Buy New Construction and Save Big in Arizona and Texas
New construction doesn't have to break the bank. Discover builder incentives, negotiation strategies, and insider tips to save thousands on your new home.
Buying brand new sounds expensive — but smart buyers in Arizona and Texas are saving $10,000 to $50,000+ on new construction by knowing the right strategies. From builder incentives to design center savings, here's how to get the most home for your money.
Builder Incentives Are at Record Levels
Major builders in Arizona and Texas are offering aggressive incentives to move inventory. These can include interest rate buydowns (some offering rates as low as 4.99%), closing cost credits of $5,000-$15,000, free upgrades in design centers, and price reductions on completed inventory homes.
Builders offer the best incentives on completed 'spec' homes — homes that are already built and sitting in inventory. These homes need to sell quickly, and builders are highly motivated to negotiate.
Negotiate the Right Things
Most buyers focus on the base price, but the real savings are in the extras. Here's where to focus your negotiation:
Interest rate buydowns — a 2-1 buydown can save you thousands in the first two years
Closing cost credits — builders often cover $5,000-$15,000 in buyer closing costs
Design center upgrades — ask for premium flooring, countertops, or appliances at no extra cost
Lot premiums — negotiate to reduce or eliminate premium lot fees
HOA fees — some builders will prepay 6-12 months of HOA dues
Landscaping and fencing — these can add $5,000-$10,000 to your costs if not included
Why You Need Your Own Agent (Not the Builder's)
The sales agent in the model home works for the builder — not for you. Having your own buyer's agent ensures someone is negotiating on YOUR behalf, reviewing contracts for your protection, and making sure you're getting the best possible deal. In most cases, the builder pays your agent's commission, so this expert representation is free to you.
Best New Construction Markets in Arizona and Texas
Buckeye & Surprise, AZ — massive new communities with competitive pricing
Queen Creek & San Tan Valley, AZ — family-friendly with top schools
New Braunfels & Kyle, TX — booming suburbs between San Antonio and Austin
Fort Worth suburbs — Celina, Anna, and Princeton offering new homes under $400K
Tucson, AZ — new communities near Davis-Monthan AFB with military-friendly builders
Use Your VA Loan on New Construction
VA loans work perfectly for new construction. Combine the zero down payment advantage with builder incentives, and you could move into a brand-new home with minimal out-of-pocket costs. Many Arizona and Texas builders are experienced with VA buyers and will work with your timeline.
Ready to Save Big on New Construction?
I work with all major builders in Arizona and Texas and know exactly which incentives are available right now. Let me represent you, negotiate on your behalf, and help you save thousands on your dream home — at no cost to you.
New Construction Savings Arizona Texas
